{"id":998,"date":"2015-02-17T19:54:36","date_gmt":"2015-02-17T19:54:36","guid":{"rendered":"https:\/\/birdseycapital.com\/?page_id=998"},"modified":"2022-11-22T03:25:36","modified_gmt":"2022-11-22T03:25:36","slug":"the-process","status":"publish","type":"page","link":"https:\/\/birdseycapital.com\/the-process\/","title":{"rendered":"The Process"},"content":{"rendered":"<style>#kt-layout-id_8eb717-dd > .kt-row-column-wrap{align-content:start;}:where(#kt-layout-id_8eb717-dd > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}#kt-layout-id_8eb717-dd > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var( --global-kb-row-default-top, 25px );padding-bottom:var( --global-kb-row-default-bottom, 25px );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, 1fr);}#kt-layout-id_8eb717-dd > .kt-row-layout-overlay{opacity:0.30;}@media all 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.kt-tab-title{line-height:1.4em;font-weight:regular;font-style:normal;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;border-top-left-radius:4px;border-top-right-radius:4px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;padding-top:8px;padding-right:20px;padding-bottom:8px;padding-left:20px;border-color:#eeeeee;color:#222222;background:#eeeeee;}.wp-block-kadence-tabs .kt-tabs-id_54b419-4f > .kt-tabs-content-wrap > .kt-tabs-accordion-title .kt-tab-title{margin-top:0px;margin-right:8px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-tabs .kt-tabs-id_54b419-4f > .kt-tabs-title-list li .kt-tab-title:hover, .wp-block-kadence-tabs .kt-tabs-id_54b419-4f > .kt-tabs-content-wrap > .kt-tabs-accordion-title .kt-tab-title:hover{border-color:#eeeeee;color:#222222;background:#e2e2e2;}.wp-block-kadence-tabs .kt-tabs-id_54b419-4f > .kt-tabs-title-list li.kt-tab-title-active .kt-tab-title, .wp-block-kadence-tabs .kt-tabs-id_54b419-4f > .kt-tabs-content-wrap > .kt-tabs-accordion-title.kt-tab-title-active .kt-tab-title{border-color:#eeeeee;color:#ffffff;background:#0a6689;}<\/style>\n<div class=\"wp-block-kadence-tabs alignnone\"><div class=\"kt-tabs-wrap kt-tabs-id_54b419-4f kt-tabs-has-3-tabs kt-active-tab-1 kt-tabs-layout-tabs kt-tabs-tablet-layout-inherit kt-tabs-mobile-layout-inherit kt-tab-alignment-left \" style=\"max-width:none\"><ul class=\"kt-tabs-title-list\"><li id=\"tab-qualification\" class=\"kt-title-item kt-title-item-1 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-active\"><a href=\"#tab-qualification\" data-tab=\"1\" class=\"kt-tab-title kt-tab-title-1 \"><span class=\"kt-title-text\">Qualification<\/span><\/a><\/li><li id=\"tab-underwriting\" class=\"kt-title-item kt-title-item-2 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-underwriting\" data-tab=\"2\" class=\"kt-tab-title kt-tab-title-2 \"><span class=\"kt-title-text\">Underwriting<\/span><\/a><\/li><li id=\"tab-closing\" class=\"kt-title-item kt-title-item-3 kt-tabs-svg-show-always kt-tabs-icon-side-right kt-tab-title-inactive\"><a href=\"#tab-closing\" data-tab=\"3\" class=\"kt-tab-title kt-tab-title-3 \"><span class=\"kt-title-text\">Closing<\/span><\/a><\/li><\/ul><div class=\"kt-tabs-content-wrap\">\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-1 kt-inner-tab_834052-78\"><div class=\"kt-tab-inner-content-inner\">\n<p><strong>Step 1.<\/strong><\/p>\n\n\n\n<p>The&nbsp;Borrower completes the Loan Submission Form online at&nbsp;<a href=\"https:\/\/birdseycapital.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.birdseycapital.com<\/a>..<\/p>\n\n\n\n<p><strong>Step 2.<\/strong><\/p>\n\n\n\n<p>Along with completing the Loan Submission Form, the&nbsp;Borrower uploads any applicable and\/or required documentation including current rent roll; the last three years and YTD property operating statements; monthly operating statements for the last 12 months (multifamily, manufactured home communities, and self-storage properties); leases; a purchase contract (if applicable); color photos of property; 3 Bureau Credit Report; Borrower &amp; Guarantor personal financial statements; and the latest appraisal if available.<\/p>\n\n\n\n<p><strong>Step 3.<\/strong><\/p>\n\n\n\n<p>Birdsey Capital Partners (\u201cBCP\u201d) receives an email notification of the new loan opportunity then prescreens the Loan Submission data and uploaded documentation.<\/p>\n\n\n\n<p><strong>Step 4.<\/strong><\/p>\n\n\n\n<p>If the request fits within the parameters of the offered loan programs, BCP responds to the&nbsp;Borrower with an exclusive Engagement Letter to source financing.<\/p>\n\n\n\n<p><strong>Step 5.<\/strong><\/p>\n\n\n\n<p>Capital Provider Partner issues an application, provides a document checklist and requests deposits for third party reports and underwriting cost.<\/p>\n\n\n\n<p><strong>Step 6.<\/strong><\/p>\n\n\n\n<p>The borrower signs and returns the completed application and deposit.<\/p>\n\n\n\n<p><strong>Step 7.<\/strong><\/p>\n\n\n\n<p>The loan application proceeds to full underwriting. &nbsp;<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-2 kt-inner-tab_90779c-d1\"><div class=\"kt-tab-inner-content-inner\">\n<p><strong>Step 1.<\/strong><\/p>\n\n\n\n<p>A representative from either Birdsey Capital Partners (\u201cBCP\u201d) or the targeted Capital Provider will initiate a call with the client borrower to make introductions, establish lines of communication, and go over the process and timeline.<\/p>\n\n\n\n<p><strong>Step 2.<\/strong><\/p>\n\n\n\n<p>Third party reports are ordered.<\/p>\n\n\n\n<p><strong>Step 3.<\/strong><\/p>\n\n\n\n<p>The Capital Provider underwriter processes and analyzes all loan documentation, reviews third party reports, prepares the final underwriting and submits the approval package.<\/p>\n\n\n\n<p><strong>Step 4.<\/strong><\/p>\n\n\n\n<p>BCP communicates approval to the borrower via email and issues a Loan Commitment to the borrower.<\/p>\n\n\n\n<p><strong>Step 5.<\/strong><\/p>\n\n\n\n<p>The borrower returns the signed Loan Commitment.<\/p>\n\n\n\n<p><strong>Step 6.<\/strong><\/p>\n\n\n\n<p>BCP, in conjunction with the Capital Partner, coordinates the loan closing and loan funding.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-tab kt-tab-inner-content kt-inner-tab-3 kt-inner-tab_c7b977-29\"><div class=\"kt-tab-inner-content-inner\">\n<p><strong>Step 1.<\/strong><\/p>\n\n\n\n<p>Birdsey Capital Partners (\u201cBCP\u201d) will coordinate closing with Borrower and Capital Partner.&nbsp;<\/p>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Process - Birdsey Capital Partners<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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